How it works

Cash in, cash out, and cash flow in a single platform.

Your bank accounts, tax records, and foreign invoices. All continuously updated and synchronized.

  • AI tracks subscriptions so you never lose sight
  • Vendor cards keep you in control of spend
  • Renewal alerts reach you before budgets slip
Saldo aggregato · oggi
€468.700,85
Live
Fineco IT09 R030 2498 8500 0000 6780
€248.100,00
UniCredit IT81 W020 0805 2600 0400 2765
€96.400,30
Revolut Business EU · multi-currency
€42.700,00
Deutsche Bank IT34 P050 4811 1010 0000 0820
€81.500,55
Save hours every week
No more manual data extractions from multiple home banking platforms. Connect once, data is always up to date.
Total visibility, in real time
All business accounts in a single dashboard, updated as you work.
Deadlines under control
Complete visibility into upcoming receivables and payables. You always know what’s coming in, what’s going out, and when.

How it works

Cash in, cash out, and cash flow in a single platform.

Your bank accounts, tax records, and foreign invoices. All continuously updated and synchronized.

  • AI tracks subscriptions so you never lose sight
  • Vendor cards keep you in control of spend
  • Renewal alerts reach you before budgets slip
Saldo aggregato · oggi
€482.715,40
Live
IS Intesa SanpaoloIT60 X054 6811 1000 0123 456
€312.480,55
UC UnicreditIT81 W020 0805 2600 0400 2765
€84.120,30
BP Banco BPMIT34 P050 4811 1010 0000 0820
€62.214,55
F FinecoIT09 R030 2498 8500 0000 6780
€23.900,00
Save hours every week
No more manual data extractions from multiple home banking platforms. Connect once, data is always up to date.
Total visibility, in real time
All business accounts in a single dashboard, updated as you work.
Decisions based on reliable data
Cash flow and deadlines always aligned. No more Excel sheets, no more doubts.
Open Banking

Una sola connessione, tutta la tua operatività bancaria.

Colleghi le banche una volta e i dati arrivano in automatico, aggiornati mentre lavori.

01

Tutti i conti aziendali, una sola vista.

Saldi, movimenti e disponibilità di tutte le banche in un’unica dashboard sempre aggiornata.

Saldo aggregato €468.700,85
FinecoIT09 R030 …
€248.100,00
UniCreditIT81 W020 …
€96.400,30
Revolut BusinessEU · multi-currency
€42.700,00
Deutsche BankIT34 P050 …
€81.500,55

Cashflow · 90 giorni

Live
oggi
Effettivo Proiezione
Cassa stimata · +30g €538.200
Cassa stimata · +90g €612.480
02

Il cashflow sempre aggiornato.

Ogni nuovo movimento bancario aggiorna automaticamente la proiezione. Vedi dove sarai a 30 e 90 giorni — senza input manuale.

03

Riconciliazione automatica.

Fatture italiane dal Cassetto Fiscale, estere dall’email. Ogni fattura viene abbinata ai movimenti bancari e le anomalie segnalate.

Abbinati
Movimento · Fineco
Acme S.r.l.
SEPA · 20 mag · −€4.820
Fattura · IT
Acme S.r.l.
FT-2026-0184 · €4.820
Carta · Withless
Hotel Bergamo
21 mag · −€186
Ricevuta
Hotel Bergamo
scontrino.pdf · €186
SEPA · €612,00 senza fattura abbinata — da revisionare
Tutti Incassi Pagamenti
TechParts S.r.l. 10 lug Scaduto −€3.200
Studio Bianchi Oggi Oggi +€1.840
Acme S.r.l. 17 lug 3 gg +€4.200
Berlin GmbH 26 lug 12 gg −€2.100
Stripe Inc. 1 ago 18 gg +€890
Incassi · 30g
+€6.930
Pagamenti · 30g
−€5.300
04

Scadenzario.

Incassi e pagamenti in scadenza sempre visibili. Sai cosa entra, cosa esce e quando, senza fogli Excel.

Tutti i conti in un solo posto.

30 minuti per collegare le tue banche e vedere il cashflow live.

Gratis per iniziare · Nessuna carta richiesta

The fastest-growing companies run on WithLess

How do banks connect to WithLess?

Via open banking, in just a few clicks. We support all major Italian banks and you only need to authorize the connection once.

Is it safe to connect my accounts?

Yes. We use read-only, PSD2-certified open banking connections. WithLess cannot move money; it can only view transactions.

What do you retrieve from the "Cassetto Fiscale" (Tax Portal)?

All electronic invoices sent and received, automatically. You no longer need to download them manually or request them from your accountant.

What about foreign invoices?

We retrieve them from your email inbox. They are identified, extracted, and organized alongside the Italian ones.

Is the cash flow really in real-time?

Yes. Every time a transaction, an invoice, or a due date comes in, the projections are automatically recalculated.

Does it replace my accountant or my ERP/management software?

No. WithLess centralizes your data and keeps it updated. Your accountant and software continue to do their job, just with better data.

Accedi subito.

Lascia i tuoi dati e ti diamo subito accesso all’app. Niente carta, niente attese.

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Inserisci il nome dell’azienda
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Seleziona un’opzione
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Sei dentro, tu.

Il tuo accesso è pronto. Entra nell’app e inizia a delegare.