Build to
One platform to manage SME spend
WithLess helps SMEs control expenses, cards, and vendor payments, and automatically reconcile everything with AI, reducing manual work and keeping operations under control.
Corporate cards for SMEs
Physical, virtual, and single-use cards with cashback and vendor and category controls, so the finance team can manage limits and approvals and keep spend fully under control.
Payments and accounting aligned with your ERP
WithLess connects with your ERP and accounting systems and uses AI to link POs, invoices, and budgets, so payments stay within approved limits and the finance team only handles true exceptions.
Less work on expenses, more accuracy
WithLess uses AI to guide submissions, verify receipts, and enforce policies, so expense reports and approvals are faster and accurate, with reimbursements, mileage, and per diems managed in the same flow.
See how Smartness optimized subscriptions & payments — saving €50K
With multiple teams and rising spend, Smartness needed structure without slowing growth. WithLess streamlined subscriptions, payments, and approvals — cutting waste and unlocking €50K in savings.
What you can do WithLess
WithLess is your payment solution and AI co-pilot for expenses, procurement and accounting. It works in the background, coordinates approvals, issues payments and keeps spending in policy.
